This site provides information about the various products and services offered by Risk Insure Pty Ltd (Risk Insure). Any other companies or entities that provide other products or services will be identified in this site, where necessary.
These terms and conditions and the rights and remedies arising from them, are for the benefit of each of Risk Insure's directors, officers, employees, consultants and associates.
Non Australian Residents
The products and services described in this site are only available to Australian residents only. The information provided in this site has been provided in accordance with Australian laws.
Withdrawal or Variation of Products, Services and Information
Any products, services or information regarding the products or services offered on this site can be withdrawn or varied at any time.
Terms, Conditions, Fees and Charges
Terms and conditions apply to all products and services described in this site and may be varied at any time without notice. Fees and charges also apply to all products and services and may be varied at any time without notice except where notice is required under any law or code in which case we will give you the required notice. Government charges, taxes and duties may also apply. Full details of the terms and conditions and the fees and charges are available on request from Risk Insure.
Responsibility
Benefits payable and obligations incurred under any insurance products issued by Risk Insure are provided and incurred by Risk Insure and its insurers.
Security and Privacy
Risk Insure is concerned about the security of any information and takes reasonable measures to ensure it is kept secure. However, Risk Insure will not be responsible for any unauthorised access to any information that you wish to send over the internet during its transmission to us. If you are not comfortable sending any information over the Internet, please contact Risk Insure on 1300 303 772 to discuss alternative methods for sending any information.
Any personal information you give us will be dealt with and accessed by Risk Insure in accordance with Risk Insure's Privacy Policy. You should read Risk Insure's Privacy Policy so you know how we will deal with your personal information.
Copyright
The information and material contained in this site is subject to copyright which is owned by Risk Insure. For non-commercial purposes only, you may download a single copy of this site and where necessary use it as a reference or make a single hard copy. No part of this site may otherwise be copied, reproduced, adpated or transmitted in any form by any process without the written consent of Risk Insure, except as provided by the Copyright Act 1968 or any other applicable laws.
Advice
Risk Insure does not provide in this site any investment, financial product, legal or taxation advice as to the suitability of the products and services described in this site for your particular objectives, financial situation or needs. Any financial products and opinions are general advice only. This advice has been prepared without taking into account your particular objectives, financial situation and needs. You should either assess the advice yourself or seek the help of a qualified adviser.
Insurance Policies
The information provided on this site does not form part of any policy or Product Disclosure Statement issued by Risk Insure except where specified.
Application of Laws
Any terms and conditions set out in this website are governed by the laws in force in South Australia and you submit to the non-exclusive jurisdiction of the courts of South Australia and any courts which may hear appeals from those courts in respect of any proceedings in connection with these terms and conditions of this website.
Product Disclosure Statements
By law we are required to provide you with a Product Disclosure Statement for some of our products or services before we provide the product or service to you. You can get a copy of the Product Disclosure Statement for the relevant product or service by clicking on the "Policy Documents" link or by contacting us. Prior to making any decisions on any product or service please read the relevant Product Disclosure Statement.
